User Terms of Service

Welcome to ADRTD Business Banking! These Terms of Service ("Terms") govern your use of the website and services provided by ADRTD Business Banking ("we," "our," or "us"). By accessing or using our website and services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our website or services.

1. Acceptance of Terms
By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms. We may update or modify these Terms at any time, and the updated version will be effective as soon as it is posted on our website. It is your responsibility to review these Terms regularly.

2. Services Provided
ADRTD Business Banking provides various business banking services, including but not limited to business account setup, business loans, credit services, merchant services, and financial advisory services ("Services"). We reserve the right to modify or discontinue any of the Services at our discretion.

3. Eligibility
You must be a legal entity or individual who is eligible to do business in Canada to use our services. You represent and warrant that all information you provide to us is accurate, current, and complete.

4. Account Registration
To access certain features of our website and services, you may need to create an account. You agree to provide accurate and complete information during the registration process and to update your account information if it changes. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

5. Use of Services
You agree to use our services only for lawful purposes and in accordance with these Terms. You agree not to:

Use the website or services for any illegal, fraudulent, or harmful activities.
Violate any applicable laws or regulations.
Interfere with or disrupt the website or its servers.
Attempt to gain unauthorized access to our systems or accounts.
6. Privacy and Data Protection
Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your personal and business information. By using our website and services, you consent to the practices outlined in our Privacy Policy.

7. Fees and Payments
Certain services may require payment of fees. All fees associated with the services will be disclosed to you before you complete a transaction. By using our services, you agree to pay the applicable fees and charges. Payments must be made using a valid payment method.

8. Termination of Services
We reserve the right to suspend or terminate your access to our website or services at any time, with or without notice, if you violate these Terms or if we believe that your use of the website or services may harm our business or reputation.

9. Limitation of Liability
To the fullest extent permitted by law, ADRTD Business Banking and its affiliates, employees, or agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising out of or in connection with your use of the website or services, even if we have been advised of the possibility of such damages.

10. Indemnification
You agree to indemnify and hold harmless ADRTD Business Banking, its affiliates, officers, employees, and agents from any claims, damages, liabilities, and expenses arising from your use of the website or services, your violation of these Terms, or your infringement of any rights of a third party.

11. Governing Law
These Terms are governed by and construed in accordance with the laws of Canada. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in [Insert Province/Territory], Canada.

12. Changes to Terms
We may update these Terms from time to time. When we make changes, we will post the updated Terms on our website and update the "Effective Date" at the top of the page. Your continued use of our website and services after the changes are posted constitutes your acceptance of the new Terms.

ADRTD Business Banking